Premium security systems that require you to purchase preset packages, charge installation, activation and substantial monthly fees are not for everybody. Keeping your loved ones safe and your home secured shouldn’t have to break the bank.

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Fortunately, there are several top-of-the-line companies that offer high-quality security systems without having to pay an arm and a leg for their services. While working within your budget is a good thing, you need first to consider what type of equipment you need.

Arming yourself with what you can do is great, but, arming yourself with the knowledge of what you’re not doing to further home security, like door alarms, might be even more critical.

After that, you need to also think about what type of monitoring you would want to have for your home. You need to choose if you can handle to self-monitor your security system or is the idea of a monitored security system better for you instead.

Monitored security system

Monitored security system
Monitored security system

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Usually comes with a monthly fee. The beauty of which give you some peace of mind whenever you are not available to look at the security apps and check the notifications yourself. The security system will be monitored by the company you are subscribed to.

They will first try to notify you about any alerts or alarms that go off and alert the proper authorities when needed. Excellent layer of extra protection for when you are asleep, not home or out of town and cant get a handle on what’s going on yourself.

There are three different types of monitored security systems available, and each differs in pricing. The landline or hardline system requires a phone line to be connected to the security system; it is the cheapest among the three options but less secure because thieves can just cut the cord.

Then we have the broadband monitoring system, which uses the internet to communicate with your security system. It is similar to the landline system in the sense that thieves are still able to cut the power line or internet cable to your home disabling the alarm systems.

In case you do decide to go with the broadband option make sure to inquire about installing a backup power source. Last but not least the most secure option is the cellular monitoring system which utilizes the cellular network to communicate with the security system.

It does a bit more than the previous two options, but it’s a wireless system and almost tamper proof to novice thieves.

Self-monitored security system

Self-monitored security system
Self-monitored security system

Image Source: Pinterest

As the name suggests, this does not have a third party monitoring your security system for you. Of course, you do not have to pay a monthly fee for this type of system. This setup might not be for people that are not organized or forgetful.

If you are confident in being able to check the alerts yourself, then this type of system is for you. In case you want a customer support team always watching your back twenty-four seven then go ahead and pay the monthly fee. The peace of mind it will give you is well worth it.

Best home security systems on a budget


One of the only companies to offer a free lifetime warranty on its Plug and Protect hardware. The only downside to this is that it is not advertised, you would need to ask for the lifetime warranty upon purchase or else it will default to a two-year warranty.

Live watch is also the only company to offer a one-year money back guarantee. Yes, that’s right. If you are not happy with their services even after a whole year, you can get your money back.

Their cellular monitoring service is easy to install but is only available to homeowners.

Another great benefit to Live Watch is that you are not required to sign any contracts. You can cancel anytime. Their packages are very affordable; you can add on equipment when the need arises. This is a cellular monitored security system with a monthly fee of just $29.95.


Protect America is another company that offers a lifetime equipment warranty. There is no upfront cost for the equipment; there is no installation or activation fee either. The only drawback is the three-year contract, yes they do ask for your thirty six month commitment to get all those goodies free.

There is a monthly cost of $19.99 per month for hard-line monitoring if your system. That is a requirement to sign up for their services; you need to have a landline phone.

Life Shield

This company is owned by the digital TV giant DirecTV. They require a thirty-six-month contract upon signing up. The monthly monitoring fee is $29.99 via the broadband internet with a backup phone line system. They provide monitoring support twenty-four hours a day seven days a week.

You also have options to integrate your security system to automate your home and monitor via cameras. Life Shield offers four layers of protection. Other security systems only have either one of two systems of communication, but Life Shield provides all four systems to you.

Broadband internet, a cellular network, cellular text, landline phone and a twenty-four-hour battery backup system you can rest assured your home and loved ones will be safe even from the most tenured thieves.


Scout offers high tech equipment at no contract. Great for renters and easy to install. If you already have your house automated, seamlessly integrate your scout equipment to Nest thermostat and Nest cam. It also boasts one of the lowest monthly monitoring rates that start at $9.99.

There are no installation or activation fees when you sign up for Scout. The equipment has an ultra sleek and modern design plus if you pay for the service a year in advance, you get a ten percent discount.


This company charges a monthly fee of $34.99 per month which they do allow you to pay as you go. The system is an encrypted cellular-based technology which boasts to be hack proof. Quick install and you can control and monitor your systems and devices from the app.

They also offer a 30 day free trial period and if you are happy with the service Armorax is one of the only companies with a price lock option if you decide to sign up. The equipment will allow you to control Z wave devices as well.


While there are many security companies to choose from, you need to decide which one you think will work best for you. For best results and better security as well, select a security system that is monitored.

The thought of someone watching your back and guarding your home for you while you sleep or away from home will be more comforting than saving a bit of money. This way you don’t have to make a big fuss over every little alert, and you can relax more and enjoy your full-fledged security system.

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